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Track Every Expense. Stay on Top of Your Business Spending.

From daily transactions to large operational costs, Paayco’s CRM Expenses tool helps you monitor, categorize, and control where your money goes — effortlessly.

Big Savings, Minimal Effort

Automate expense tracking and save time

99.8% auto-reconciled transactions

Say goodbye to manual matching. Paayco automatically reconciles the majority of your expenses to the right accounts—minimizing errors and freeing up your finance team to focus on strategy, not spreadsheets.

2× faster month-end closes

Eliminate last-minute scrambling. With real-time tracking, automatic categorization, and integrated approvals, your finance team can close books in half the time— confidently and accurately.

12+ hours saved per employee

No more time wasted on receipts, reports, or chasing approvals. Employees submit expenses in seconds, and finance teams spend less time correcting or reconciling. That’s hours back—every month—for meaningful work.

The expense management software designed for you

Submit expenses, enforce policies, and reconcile spending in real time—no more spreadsheets, no more delays.

Expense Reports Delivered On-Time. No Hassle, No Errors

Say goodbye to spreadsheets and last-minute chases. With built-in automation that works seamlessly with your company cards and reimbursables, Expense CRM makes expense reporting effortless.


From smart mobile capture to automatic receipt matching, rule-based categorization, and hands-off follow-ups — we handle the grunt work, so your team doesn’t have to.

Let Reviews Run on Auto-Pilot

Stop wasting hours on manual approvals. Our automated expense review system flags issues, enforces policy, and gets your team reimbursed faster — all without lifting a finger. Fast. Accurate. Audit-ready.

Connect your Finance Tech Stack

Connect Expense CRM to your favorite tools — accounting software, payroll platforms, ERPs, and more — in just a few clicks. No dev team required. No headaches.

Take Control of Your Cash Flow

Experience effortless Expense Management Built into your CRM

Automatic Categorization

Expenses are smartly grouped by type — from software to travel and team spending.

Real-Time Expense Tracking

Monitor every outgoing transaction as it happens.

Attach Receipts & Notes

Upload receipts or add notes to each expense for better bookkeeping and auditing.

Recurring Expense Management

Identify and track recurring charges like subscriptions or rent.

Integrated with Transactions & Invoicing

Automatically match expenses to payments, vendors, and invoices in your Paayco account.

Multi-User Permissions

Give team members controlled access to submit or view expenses securely.

Simple way to get started

With Paayco’s Local Account Details, your business can accept payments in major currencies without needing a physical presence in that country. Eliminate costly international transfer fees and simplify global operations.

Add or Sync Transactions

Import card transactions or manually log expenses.

Categorize and Attach Proof

Use smart tags or custom categories and upload receipts.

Assign to Projects or Teams

Track expenses by department, team member, or campaign.

Generate Reports

See summaries by time period, category, or account.

Consolidate all your spend in one place

With Paayco, you can manage employee expenses right alongside every other company expense — from vendor payments to travel costs. Gain total visibility and control over your spend policies, approval workflows, and payouts — all within one powerful, unified platform.

Corporate cards

Issue smart company cards with built-in spending controls, real-time tracking, and instant expense matching — no more chasing receipts.

Out-of-pocket reimbursements

Reimburse employees faster with mobile-friendly submission, automated approvals, and zero manual entry.

Travel expenses

Handle flights, hotels, meals, and other travel related expenses seamlessly

Accounts payable

Track vendor invoices, due dates, and payments with clarity. Automate the entire AP workflow from request to reconciliation.

Purchase orders

Create, approve, and manage POs in minutes— tightly integrated with budgets, vendors, and finance teams.

Subscription tracking

Keep tabs on every recurring expense and service — all in one centralized tracker. Never miss a renewal or overpay again.

Frequently asked questions

Everything you need to know about the Expense Management

Absolutely. Paayco lets you create tailored approval flows based on team, role, spend amount, or category—ensuring expenses are always reviewed by the right people before being finalized.

All your tools Centralized

Manage all the finances of your business from one place.

100% online account accessible anytime, anywhere

Billing tool

Preparation for simplified accounting

Local sort code and international IBAN

Customer service based in UK, available 7 days per week

Stay in Control of Business Spending

Use Paayco’s CRM to stay ahead of your expenses, reduce financial leaks, and build healthier operations.