Personal Landing Page – Paayco

SEND MONEY GLOBALLY
IN SECONDS

SEND MONEY GLOBALLY IN SECONDS

Enjoy lightning-fast transfers at a low cost with no hidden fees.

Paayco is a financial technology company, not a bank. Banking services provided through PayrNet Ltd which is an Electronic Money Institution authorised by the FCA, Firm Reference 900594

Convert funds faster here

Enjoy seamless transactions with fees so low, you'll wonder why you ever paid more. No hidden fees—just clear, transparent pricing every time.

Multi-currency personal accounts

Open instantly. Manage, send, and receive in multiple currencies. All from one secure account, without the wait.

All you need to send and receive payments globally

Open an instant personal account to send and receive global currencies.
All from a single secure account, without the wait.

Create a multi currency account

Easily hold, send, and receive in multiple currencies — all under one secure account.

Open once, transact globally.

Set auto-transfer rules between accounts

Keep your accounts funded with smart, custom transfer rules that run on autopilot.

Money moves automatically — your rules, your flow.

Send no-fee domestic wires in seconds

Send instant domestic wire transfers with zero fees

Move money fast. Keep every cent.

Joint account with multiple cards

Multiple cardholders share a joint account free: manage your card spending better. Open a free joint account now.

Sharing same card? Not anymore!

One account, endless benefits available to you.

Your all-in-one account, packed with the perks you deserve — plus global access, top-tier security, and everyday convenience.

Secure online payments

3D Secure protection for every transaction

Smart shopping tools

Use physical and virtual cards for extra safety

Pay with a Tap

Fast, secure payments with Google Pay and Apple Pay integration

Flexible spending

Create multiple cards per account to manage budgets with ease

Get paid to spend

Earn exclusive cashback everywhere Mastercard is accepted

Split Bills in Seconds

Share expenses in seconds… No calculators required.

Always Within Reach

Enjoy fast, secure access to your money.

One Account. Unlimited Possibilities.

Spend, send, and manage your money from anywhere in the world.

Everything you need to send and receive payments globally

Your finances, your way

Experience financial management that aligns with your unique preferences and goals, designed for your lifestyle.

Tap. Pay. Done.

Experience a new way to pay. No cards, no PINs, no limits, just your unique print, and you're done. Security is literally at your fingertips!

With our biometric payment solution, you can make payments seamlessly using your fingerprint at any Paayco card machine. No more worrying about lost or stolen cards, card skimming, forgotten PINs, or contactless payment limits.

FREE payments with Paayed®

Send money effortlessly to anyone, anywhere, with Paayed®. Email, phone, or Tag, that's all you need. Instantly pay and get paid back for FREE!

Paayed® is expanding to more banking apps, so please check if it's available in yours.

Reach the world with Paayco

Send and receive payments in 140+ countries with ease

Security you can trust

You’ve worked hard for your money. Here is how we work hard to keep your account safe.

Secure Technology

Skip the traditional passwords and unlock your account instantly with your fingerprint, face ID, or phone's password manager. Our app supports Apple TouchID, FaceID, Android fingerprint or facial recognition login for quick and secure account access.

24/7 Account Fraud Monitoring

Behind the scenes, our vigilant fraud monitoring team works 24/7, scanning every transaction for suspicious activity. The moment something looks off, we're on it, texting, calling, or emailing you instantly.

Suspicious Activity Alerts

We spot suspicious activity before it becomes a problem. If something looks suspicious, we'll pause transactions faster than you can say, 'that wasn't me'. Your money stays exactly where it should… safe with you.

Additional Validation Checks

First-time login? Unusual activity? We'll double-check it's really you with quick notifications or one-time codes. Once we know it's you, we'll remember your device, making future logins smooth and secure.

Advanced Data Encryption

When you sign in, bank-level encryption shields your every move and ensures your personal information stays private and safe.

Secure Connection to Apps

Share your financial data with apps without sharing your secrets. We create secure, direct connections so third-party services get only what they need and never your password.

Global transactions made simpler, faster & secure

One account to send and receive payments worldwide. No hidden fees, no complex codes, just lightning-fast transfers across borders.

Connect with friends and family all over the world, from Australia to Canada, and manage multiple currencies and your personal finances right from your Paayco dashboard.

Business Accounts

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Personal Account

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Help Centre

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